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CORONAVIRUS / COVID-19

If our business needs to shut down because of Coronavirus / COVID-19, do we have Business Income coverage? 

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COVID-19: Workers’ Compensation Update

State Specific Workers’ Compensation Information The rules and processes regarding Workers’ Compensation claims for COVID-19 remain unresolved in most jurisdictions. By default, these claims are evaluated on a case-by-case basis in which insurers and Workers’ Compensation Boards attempt to determine whether there is a causal connection between a worker’s illness and their job. Because of […]

ASK THE EXPERT: INTERVIEW WITH AN IT SPECIALIST

Interview with Sean Vitale, IT Specialist e: svitale@vitaltechsolutions.com, p: 312.533.4900, vitaltechsolutions.com, LinkedIn Profile What are some common situations you’ve seen for security issues with remote workforces? A lot of employees are more comfortable at home and therefore aren’t near co-workers who can quickly review a potential malicious e-mail. Working from home creates an environment where employees are more susceptible to […]

RBN June 2020 Newsletter

MARKET UPDATE Commercial Insurance: Prior to the onset of the COVID-19 pandemic, the property & casualty insurance market was already beginning to harden across most lines of coverage. The impact of the pandemic is expected to drive further hardening in the market for several interrelated reasons. Macroeconomic Factors: This pandemic will likely amount to the most dramatic economic event since the Great […]

Short-Term Vacation Rental Insurance Now Available

Historically, it has been difficult to find coverage on a regular home policy for short-term rentals through service providers such as Airbnb or VRBO.  Many homeowners’ policies do not cover commercial activity, which includes such short-term rentals.  This leaves possible gaps in coverage if you have a claim.    In order to provide the best coverage for you and your family, we have teamed up with Proper Insurance.  Their policies are […]

ASK THE EXPERT: EXCLUSIVE INTERVIEW WITH A WORKPLACE SPECIALIST

INTERVIEW WITH ANGIE EARLYWINE, WORKPLACE SPECIALIST ANGIE EARLYWINE, Workplace Specialist, Managing Director, c: 314.914.4032, e: earlywinea@theljc.com What changes might we expect to see when we re-enter the workplace? I think the global pandemic will prove to be the single greatest driver for the next evolution of the modern office as we know it today. All […]

Understanding Insurance Policy Exclusions

Understanding what your insurance policies cover and exclude is vital in case you experience a loss and need to file a claim. An insurance policy exclusion is a risk that isn’t covered by an insurance policy. Knowing your exclusions helps you determine which policies you need and what each policy covers.  Below are common exclusions in General Liability and Property Policies and strategies on how to best read an insurance policy.  Common Exclusions in General Liability Policies  […]

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