RBN Insurance Insights


If our business needs to shut down because of Coronavirus / COVID-19, do we have Business Income coverage? 

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Post COVID-19 Workplace: Potential Employee Handbook & Workplace Policy Changes

Before your employees start returning to work onsite, you can help to define the new normal by revising your company handbook and by also creating new safety protocols and policies. Below are items to address in your handbook as well as protocols and policies to consider implementing. As always, make sure you comply with all local, state, and federal laws and mandates. Additionally, consider having your employees sign a document saying they have reviewed […]

Ask the Expert: Disinfecting

Interview with Megan Henken, Disinfectant Specialist  What’s the difference between cleaning and disinfecting? Cleaning refers to removing pathogens and soil from the surface, whereas disinfecting refers to killing pathogens on the surface.  Most people assume they are the same, but they are not.  Both are very important.  In fact, cleaning is an invaluable step in disinfecting because if the […]

Reopening Concerns: Heightened Risk for Legionella

The coronavirus (COVID-19) pandemic has caused many businesses to close for extended timeframes. As you plan for a return to your location, you should be aware of the potential for Legionnaires’ Disease to spread when water systems are not utilized. Legionnaires’ disease is a form of pneumonia caused by Legionella bacteria. A person can contract […]

Interview with an Infectious Diseases Doctor

Interview with Dr. Jonathan Martin, Infectious Diseases Doctor  What precautions should individuals take when riding public transit? SARS-CoV 2, the virus that causes COVID-19, travels through respiratory droplets and contaminated surfaces. If you have to take public transport, try to stay at least 6 feet away from other commuters, cover your nose and mouth with a facemask, avoid touching your face and use hand sanitizer […]

New Illinois Workers’ Compensation Rule Repealed

UPDATE: NEW ILLINOIS WORKERS’ COMPENSATION RULE REPEALED Earlier this week, the Illinois Workers’ Compensation Commission repealed the emergency rule regarding COVID-19 it had instated just last week. This follows a court ruling that blocked the emergency rule in response to a lawsuit brought by industry associations. Under the overturned emergency rule, any employee deemed a […]

Best Practices: Issuing Electronic Payments

BEST PRACTICES FOR ISSUING ELECTRONIC PAYMENTS Many companies are conducting more business electronically to help protect their employees and clients from coronavirus (COVID-19). This change can lead to increased vulnerability to financial crimes, especially when it comes to issuing electronic payments. Below are best practices for making electronic payments or processing invoices while remote. Provide […]

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