RBN Insurance Insights

Defending Against Product Recalls 

Defending Against Product Recalls ...

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Host Liquor Liability Insurance

Host Liquor Liability Insurance   As local mask and social distancing mandates are lifted, many companies are excited to bring their employees and clients back together by throwing celebratory events. If you serve alcohol or allow people to bring alcohol to company events, you could be held liable for damages caused by intoxicated persons. In addition […]

Construction Safety: Preventing Heat-Related Illnesses & Injuries

Construction Safety: Preventing Heat-Related Illnesses & Injuries  Construction workers spend a lot of time working outside. Doing strenuous physical labor in hot temperatures can be very dangerous. Providing the below information to construction workers when conditions are especially hot can help prevent heat related illnesses and injuries.  How to Stay Cool  Wear loose, light-colored clothing when possible Take short breaks to rest in the shade […]

Midwest Regional Emphasis Program: Hazardous Noise Levels

Midwest Regional Emphasis Program: Hazardous Noise Levels   According to OSHA, nearly 1 in 10 people experience noise levels at work high enough to cause hearing loss. To help decrease these hazards and encourage hearing conservation programs, OSHA’s regional office in Chicago established a Regional Emphasis Program. The program includes informational mailings, presentations to industry organizations and […]

June 2021 Newsletter

Market Update The insurance market has continued to harden year-to-date, though the pace of rate increases has slowed somewhat from 2020. We are seeing the most stress in higher-risk property placements, high-hazard casualty and excess liability, and financial lines including D&O, employment practices liability, and cyber insurance. The key long-term drivers of market tightening – […]

Workers’ Compensation Insurance: Direct & Indirect Costs

Workers’ Compensation Insurance: Direct & Indirect Costs  Workers’ Compensation claim costs aren’t always straightforward; there are expected and unexpected costs. Direct and indirect costs can substantially impact employers and their finances. The below guidance reviews the difference between direct and indirect Workers’ Compensation claim costs and how employers can reduce these exposures.  Direct Costs Overview  Direct costs are those […]

PFAS Insurance Coverage

PFAS Insurance Coverage  Per- and polyfluoroalkyl substances (PFAS) are human-made chemicals that include PFOA, PFOS, GenX, and other chemicals. PFAS have been used since the 1940s. Since then, thousands of PFAS compounds have been manufactured, distributed, and sold. PFAS require complex and expensive remediation and do not degrade, leading many to refer to them as “forever […]

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